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Effective May 25, 2026

Risk Disclaimer

StockUp is built to help users research markets faster, but every financial decision remains your responsibility. This page explains key risks behind StockUp features.

Short version: StockUp can help you ask better questions. It cannot guarantee outcomes, remove market risk, or replace professional judgment.

Market and Trading Risk

Stocks, ETFs, options, crypto assets, and other securities can rise or fall quickly. You can lose money, including your entire investment. Volatility may be higher around earnings, economic reports, analyst changes, geopolitical events, regulatory announcements, social-media activity, premarket trading, after-hours trading, and overnight sessions.

No Investment Advice

StockUp is not a financial adviser, investment adviser, broker, dealer, fiduciary, bank, or tax adviser. StockUp and Quan do not provide personalized recommendations. Any labels such as buy, hold, sell, bullish, bearish, undervalued, overvalued, risk-on, or risk-off are analytical outputs, not instructions.

AI and Quan Risk

Quan can be useful, but it can be wrong. It may misread a source, miss breaking news, produce an unsupported inference, calculate incorrectly, cite an imperfect source, or sound more certain than the evidence supports. Always verify important claims directly from primary sources when possible.

Quan may use terms like “possible driver,” “likely,” or “the evidence points to” because market causality is uncertain. A confident AI answer is not proof.

Quan requests may be logged in StockUp's private Gemini API project logs when logging is enabled. These logs can contain prompts, responses, metadata, and prior-turn context. If StockUp shares selected logs, datasets, or feedback with Google, Google may process that shared data under Google's Gemini API terms.

Data Risk

Prices, charts, news, analyst targets, SEC filings, heatmaps, sparklines, extended-hours quotes, and portfolio values can be delayed, unavailable, mismatched, stale, or inaccurate. BYOK provider limits, API outages, browser cache, market holidays, corporate actions, and third-party errors may affect what you see.

Live Move Context Beta

Live Move Context attempts to explain meaningful moves, but it does not prove why a stock moved. A headline, filing, social post, or technical event may appear near a move without causing it. If no fresh catalyst is found, StockUp may label a move as technical-only, background catalyst, retail chatter, or no fresh driver.

StockUp EOY View and Price Targets

EOY targets, target ranges, bull/base/bear cases, and institution comparisons are estimates and may be hard-coded, manually reviewed, stale, incomplete, or unavailable. They are not promises, guarantees, or official research recommendations.

Portfolio Tool Risk

Portfolio imports, health checks, allocation visuals, concentration warnings, and performance charts depend on user-provided data and available quotes. They may not match your brokerage account. They may omit fees, taxes, dividends, corporate actions, unsettled trades, currency conversion, or missing lots.

Speculative and Social-Media Risk

Microcaps, penny stocks, “moonshots,” short squeezes, meme stocks, and heavily discussed social-media names can be extremely risky. Liquidity can disappear, spreads can widen, dilution can occur, and promotional content can be misleading. Treat Reddit or social chatter as low-confidence context unless corroborated by stronger sources.

Your Responsibility

  • Do your own research before acting.
  • Verify numbers, filings, news, and sources.
  • Consider your risk tolerance, time horizon, financial situation, and tax position.
  • Consult a qualified professional when needed.
  • Never invest money you cannot afford to lose based on an app or AI response alone.
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