These Terms govern your use of StockUp, StockUp Quan, stock profile tools, portfolio tools, market data features, StockUp EOY View, Live Move Context, and related services.
By accessing or using StockUp, creating an account, connecting a data key, using Quan, viewing market data, or purchasing a subscription, you agree to these Terms. If you do not agree, do not use StockUp.
We may update these Terms from time to time. Updated Terms become effective when posted unless a later effective date is stated. Your continued use of StockUp after an update means you accept the updated Terms.
StockUp is an educational, research, analytics, and productivity platform. StockUp does not provide personalized investment advice, financial planning, legal advice, tax advice, brokerage services, investment advisory services, or trade execution.
Investing involves risk, including possible loss of principal. Stocks, ETFs, options, crypto assets, microcaps, penny stocks, premarket trading, after-hours trading, and overnight trading may be volatile, illiquid, or subject to sharp changes. Past performance does not guarantee future results.
Social media, news headlines, analyst ratings, price targets, AI summaries, and market sentiment can be incomplete, misleading, delayed, or wrong. Do not make investment decisions based only on StockUp or Quan.
Quan is an AI assistant that can summarize, explain, compare, and analyze market information. AI-generated content may contain mistakes, unsupported assumptions, outdated information, hallucinated details, mathematical errors, or formatting errors.
Quan uses Google's Gemini API. StockUp may enable Gemini API logging for the project that powers Quan. Those project-private logs may include requests, responses, metadata, and previous-turn context for supported Gemini API calls. Authorized StockUp project administrators may access these logs for debugging, security, quality review, and product improvement. If StockUp creates datasets, submits feedback, or shares selected logs with Google, Google may process that shared data under Google's applicable Gemini API terms.
StockUp may display or process data from third-party providers, public sources, exchanges, APIs, RSS feeds, SEC EDGAR, Reddit, news publishers, analyst summary sites, or user-connected data providers. Market data can be delayed, incomplete, inaccurate, unavailable, subject to licensing restrictions, or interrupted.
StockUp does not guarantee the accuracy, timeliness, completeness, or availability of prices, charts, extended-hours data, volume, fundamentals, news, ratings, analyst targets, heatmaps, sparkline data, or other market information.
Links to third-party websites are provided for convenience and context. StockUp does not control, endorse, or accept responsibility for third-party content, terms, privacy practices, or availability.
StockUp may allow users to connect their own Finnhub API key or other data-provider credentials. If you use BYOK features:
StockUp EOY View, price targets, target ranges, bull/base/bear scenarios, institutional comparisons, and related explanations are informational estimates. They are not guarantees, price predictions you should rely on, or instructions to buy, sell, or hold any security.
Some StockUp target records may be hard-coded, manually reviewed, periodically updated, or unavailable for a ticker. If a ticker has limited data, StockUp may show “Not enough data” rather than produce a target. Do not treat missing, stale, or hard-coded information as current professional research.
Live Move Context is a beta feature that attempts to identify meaningful price moves and possible context, such as news, filings, technical follow-through, retail chatter, or no fresh driver. It does not prove causation.
Portfolio features, brokerage statement imports, holdings tracking, performance charts, allocation visuals, health checks, stress tests, and Quan portfolio analysis are tools for organizing and reviewing information. They are not account statements, brokerage records, audited reports, or investment management services.
You must provide accurate account information and keep your login credentials secure. You are responsible for all activity under your account. You may not use StockUp for unlawful activity, market manipulation, harassment, reverse engineering, abuse of APIs, scraping beyond permitted use, credential sharing, or attempts to bypass plan limits.
You must comply with all laws and regulations that apply to your use of StockUp, including securities laws, data-provider terms, intellectual property laws, and export controls.
Some StockUp features may require a paid plan. Plan names, feature limits, Quan usage limits, report limits, portfolio tools, and data capabilities may change over time. Current plan details are shown in the app or checkout flow.
You may submit prompts, portfolio data, uploaded files, screenshots, brokerage statements, API keys, notes, and other content. You represent that you have the right to provide that content and that it does not violate the law or anyone else's rights.
You grant StockUp a limited right to process your content to operate, secure, improve, and support the service. If you provide feedback or suggestions, StockUp may use them without obligation to compensate you.
StockUp, StockUp Quan, the interface, designs, branding, software, generated share-card templates, prompts, workflows, and related materials are owned by StockUp or its licensors. You may not copy, resell, sublicense, or create competing services using StockUp's protected materials except as permitted by law or written permission.
StockUp is provided on an “as is” and “as available” basis. We do not guarantee uninterrupted access, error-free operation, data availability, or compatibility with every device, browser, data provider, or market session. Maintenance, provider outages, API limits, cloud incidents, or model availability may affect service.
To the maximum extent permitted by law, StockUp disclaims all warranties, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, non-infringement, and availability.
To the maximum extent permitted by law, StockUp will not be liable for investment losses, trading losses, lost profits, lost data, missed opportunities, inaccurate data, AI errors, provider outages, unauthorized access caused by user conduct, or indirect, incidental, consequential, special, exemplary, or punitive damages.
You agree to defend, indemnify, and hold harmless StockUp and its operators, affiliates, contractors, and service providers from claims, losses, liabilities, damages, costs, and expenses arising from your use of StockUp, your content, your violation of these Terms, your violation of law, or your misuse of market data or AI outputs.
We may suspend or terminate access to StockUp if you violate these Terms, create risk for StockUp or other users, misuse the service, fail to pay required fees, or if we discontinue the service. You may stop using StockUp at any time.
Questions about these Terms can be sent to the contact method provided in the app or on the StockUp website. If no dedicated legal contact is listed yet, add one before launch.
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